A complete guide to conveyancing through property solicitor

by | Sep 12, 2022 | conveyancing | 0 comments

If you’re considering purchasing a property, you must know the ins and outs of the process – including conveyancing. If you’re selling a property in a non-traditional way, such as at an auction, you’ll need to have a property solicitor before you list the property for sale. Likewise, if you’re purchasing a property at an auction, you’ll benefit from having a conveyancer to hand to avoid delays in the property purchase process.

 What does a Solicitor do?

A property solicitor deals with the complicated legal processes involved in purchasing a home, taking care of matters like investigating the title to the property and local authority searches and analyzing the results from these searches. This may ensure that you are buying a property without any issues that could impact your use and enjoyment of your new home.

The Conveyancing Process

Buying a property isn’t always easy, and you’ll encounter obstacles on your journey to purchasing a new home. However, most home purchase journeys appear as if this: 

  • Hire a Solicitor: First, you’ll have to find a solicitor to help you purchase a property. This is often one of the most critical stages of the process – if you have a property solicitor to hand from the very start, they will have a headstart to speed up the sale. 
  • Raise Enquiries: Once you’ve found the right conveyancer for you and have exchanged the relevant information with them, your property solicitor will receive the contract. They will also receive copies of important legal documents such as the legal title. Raising inquiries is a crucial aspect of buying a property – part of the reason being to keep your lender happy and to ensure nothing will impact your lender’s decision to give you a mortgage.
  •  Applying for a Mortgage: You’ll then apply for a mortgage -Whilst you’ll probably have your decision in principle by the time that you have put an offer for the property you want to buy, your lender will have to issue a formal mortgage offer which involves providing your potential lender with your detailed financial information, personal details, and knowledge about the property. 
  • Exchanging Contracts: Once everything is so and you have been accepted for a mortgage, you’ll receive the documents from your property solicitor to sign – for instance, the deed, title information, property information, and, therefore the fixtures, fittings, and content form. You’ll also receive a full detailed report on the title, which details all you would need to consider before committing to buying the property.
  •  Completion: On the completion date, you’ll be given a designated time to collect the keys to the property. Most people will collect their keys from the estate agents; however, alternative arrangements are often made in some cases. You’ll then begin moving your belongings into the property – your new home. The property solicitor will then register your homeownership with the Land Registry, making you the official homeowner.

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